Thanks for posting here in the Community, @SharEA1.
I see that adding a watermark "DRAFT" to your financial statements before finalizing it. Allow me to share information about this.
At the moment, there's no option to add a watermark in the financial statement reports in QuickBooks Desktop (QBDT). We can only create a template for Sales forms.
As a workaround, we can export the financial report to Excel. Once done you can add the watermark "DRAFT" there. Here's how to export:
If you want to add or delete columns and information in your reports, you can read this article: Customize reports in QuickBooks Desktop.
It's good to have you here, @SharEA1. If you have additional questions about generating your financial statements in QBDT, don't hesitate to come back to this thread. I'll be willing to help you. Keep safe and have a good one.